Monday, September 4, 2023

Absolute Resolutions Investments llc Suing Me


If you have received a notice that Absolute Resolutions Investments LLC (ARI) is suing you for an unpaid debt, you might be feeling scared, confused, and overwhelmed. You might wonder what your options are and how to defend yourself in court. You might also be tempted to ignore the lawsuit and hope it goes away. However, this is the worst thing you can do, as it will result in a default judgment against you and possibly wage garnishment or bank account seizure.

In this blog post, we will explain what ARI is, why they are suing you, and how you can fight back and win your case. We will also provide some tips and resources to help you along the way. By the end of this post, you will have a better understanding of how to deal with ARI lawsuits and protect your rights.

What is Absolute Resolutions Investments LLC?

Absolute Resolutions Investments LLC is a debt buyer company based in Minnesota. It also goes by the names Absolute Resolutions Corporation, ARC, or ARI. It specializes in buying old debts from credit card companies, banks, and other lenders at a fraction of their original value. Then, it tries to collect the full amount from the consumers who owe the debt.

ARI uses various methods to collect the debt, such as phone calls, letters, emails, and texts. However, if these methods fail, ARI may resort to filing a lawsuit against the consumer in court. ARI often works with law firms that specialize in debt collection lawsuits, such as Scott & Associates PC or Stenger & Stenger PC.

Why is Absolute Resolutions Investments LLC suing me?

The most likely reason that ARI is suing you is that they have purchased your debt account from your original creditor. This could be a credit card account, a retail card account, or a personal loan account that you have defaulted on or stopped paying.

When an original creditor decides that they cannot recover the debt from you, they may charge off the account and sell it to a debt buyer like ARI. This way, they can recover some of their losses and get rid of the bad debt. However, this does not mean that you no longer owe the money. Instead, it means that you now owe the money to ARI, who has become the new owner of your debt.

ARI may sue you to try to collect the debt from you and make a profit. They may also sue you to pressure you into paying them or agreeing to a settlement. They may also sue you because they think that you will not respond to the lawsuit or show up in court, which will allow them to win by default.

How do I know if Absolute Resolutions Investments LLC is suing me?

If ARI is suing you, they must serve you with a copy of the complaint and a summons. The complaint is the document that explains why they are suing you and what they are asking for. The summons is the document that tells you when and where you need to appear in court or file a response.

You may receive these documents by mail, by personal delivery, or by publication in a newspaper. You should read these documents carefully and make sure that they are accurate and complete. You should also check the date on the summons to see how much time you have to respond.

How do I respond to Absolute Resolutions Investments LLC lawsuit?

The most important thing you need to do if ARI is suing you is to respond to the lawsuit within the deadline given by the summons. If you do not respond or show up in court, ARI will win by default and get a judgment against you. This means that they can legally take money from your wages or bank account or seize your property.

To respond to the lawsuit, you need to file an answer document with the court where you admit or deny each of the allegations made by ARI in their complaint. You also need to raise any defenses or counterclaims that you have against them. For example, you may argue that:

  • The debt is not yours or has been paid off
  • The debt is too old and has expired under the statute of limitations
  • The amount of the debt is incorrect or inflated
  • ARI does not have proper documentation or proof of ownership of the debt
  • ARI has violated your rights under the Fair Debt Collection Practices Act (FDCPA) or other laws

You may also request discovery from ARI, which means asking them to provide evidence and information that supports their claims. This can help you challenge their case and expose any weaknesses or errors.

You can file your answer document yourself or hire an attorney to help you. You can also use online services like SoloSuit1 that can help you create and file your answer document in 15 minutes.

How do I negotiate with Absolute Resolutions Investments LLC?

Another option you have if ARI is suing you is to try to negotiate a settlement with them. A settlement is an agreement where you pay them a reduced amount of the debt in exchange for them dropping the lawsuit and forgiving the rest of the debt.

Negotiating a settlement can be beneficial for both parties, as it can save time, money, and hassle. However, it can also be tricky and risky, as you need to make sure that you get a fair and reasonable deal and that you protect yourself from any future liability or harassment.

To negotiate a settlement with ARI, you need to:

  • Know your rights and options. You should not agree to anything that you do not understand or that violates your rights. You should also know how much you can afford to pay and what alternatives you have if you cannot reach a settlement.
  • Communicate in writing. You should always communicate with ARI in writing, either by mail or email. This way, you can keep a record of your correspondence and avoid any misunderstandings or misrepresentations. You should also avoid giving them any personal or financial information that they do not need or that could harm you.
  • Be firm but polite. You should not let ARI intimidate or pressure you into paying more than you can or should. You should also not accept their first offer, as they may be willing to lower it if you negotiate. However, you should also be respectful and professional, as this can help you build trust and rapport with them.
  • Get everything in writing. If you reach a settlement with ARI, you should get a written confirmation from them that states the terms and conditions of the agreement. This should include the amount and method of payment, the date of payment, the release of liability, and the dismissal of the lawsuit. You should not pay anything until you receive this confirmation and verify its accuracy.

You can negotiate a settlement with ARI yourself or hire an attorney or a debt settlement company to help you. You can also use online services like SoloSettle1 that can help you start the negotiation process and get a lower offer from ARI.

How do I win against Absolute Resolutions Investments LLC in court?

If you cannot or do not want to settle with ARI, you may have to go to court and fight them. Going to court can be stressful and intimidating, but it can also be rewarding and empowering if you win your case.

To win against ARI in court, you need to:

  • Prepare your case. You need to gather all the evidence and information that supports your defense or counterclaim. This may include copies of your original contract, statements, payments, correspondence, credit reports, etc. You also need to prepare your arguments and witnesses and practice your presentation.
  • Follow the rules and procedures. You need to follow the rules and procedures of the court where your case is filed. This may include filing motions, attending hearings, submitting documents, etc. You also need to dress appropriately and behave respectfully in court.
  • Challenge their case. You need to challenge ARI’s case by pointing out any flaws or errors in their evidence or arguments. You also need to cross-examine their witnesses and object to any irrelevant or improper questions or statements.
  • Present your case. You need to present your case by telling your side of the story and showing your evidence and arguments. You also need to answer any questions from the judge or jury and explain why they should rule in your favor.

You can represent yourself in court or hire an attorney to help you. You can also use online services like SoloSuit1 that can help you prepare your case and win your lawsuit.


Being sued by Absolute Resolutions Investments LLC can be a scary and stressful situation, but it does not have to be a hopeless one. You have options and rights that can help you deal with the lawsuit and protect yourself from further harm.

In this blog post, we have explained what ARI is, why they are suing you, and how you can respond, negotiate, or win in court. We have also provided some tips and resources to help you along the way.

We hope that this post has been helpful and informative for you. If you have any questions or comments, please feel free to leave them below.



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